My car is totaled! Now what?

So your car is totaled: What should you do? ‘Totaled’ means that the cost of fixing your car is more than your car is worth (or what you could sell it for if in pre-crash condition). Insurance companies are required to pay you fair market value for your vehicle. Fair market value is what your car would sell for on the open market in pre-crash condition. The value of your car is not what you owe on your car. The value of your car is not the amount you may have recently purchased the car ...

Disabled-Worker Statistics

From January to March 2016, there were 575,078 applications for SSDI disabled worker benefits. In the same three months of 2015, there were 604,831 initial applications - nearly a 5% decline.

The percentage of initial claims that resulted in an award of benefits increased slightly: the rate was 31.1% in the first three months of 2015 and 32.2% in the same period of 2016.

There are 8,888,588 people receiving SSDI as disabled workers in March 2016. This number has decreased in 13 of the past 15 months and six of the last ten quarters ...

Public Data Files - Average Wait Time Until Hearing Held Report

As of March 2016, only seven of the nations’s 169 SSA Hearing Offices hold hearings within a year of when they are requested. The slowest hearing offices take 23 months. Adequate funding and staffing is necessary to decrease these processing times.

Motorcycle Safety Awareness Month

With May being Motorcycle Safety Awareness Month, we at Graham & Graham have been pushing safety to all motorists. This push for safety should not be lost on those non-riders, as everyone must share the road. We have helped numerous clients and their families after a varying degree of motorcycle accidents. Obviously, the injuries a person can sustain in a motorcycle accident can range from simple (yet painful!) road rash, to death. However, injuries tend to be worse for motorcycle riders then for those drivers in automobiles who are in fender benders. From representing numerous clients in motorcycle accidents and from my own experiences on the road, I wanted ...

Right to Trial

The vast majority of criminal cases never go to trial. I was shocked when I started practicing criminal law how few cases were going to trial. The prosecutors don’t want to go to trial because of time constraints. The judges are hesitant because of docket overloads. And defense attorneys don’t want to because they don’t know how to properly present a case to best represent their clients. This article from the Washington Post sums up the state of the criminal justice system. Over the past year I have taken numerous cases to ...

Allstate Insurance Games

I came across this article the other day. It discusses the tactics that Allstate has used to quickly resolve claims in order to save the company money and to dissuade injured claimants from seeking legal advice. Allstate certainly isn’t alone with employing various tactics to ‘short change’ injured people from what they deserve. More often than not, by the time an injured client calls for an appointment, they have already been contacted by an insurance adjustor trying to settle their claim. I predominately hear of two approaches. The first approach is like Allstate has ...

2015 Disability Claims Data

Social Security has posted 2015 data on the number of Disability Insurance Benefits claims filed, approved and in payment status. As of the end of calendar year 2015, since 2014 the number of claims filed was down, the number of claims approved was down, the number of claimants in current payment status declined, and terminations of benefits is the highest it’s been in many years.



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